Finance

Development Finance

Specialist Development Funding

When advising on the most suitable development funding strategy for a client, we look to blend a mixture of financial products; senior debt, junior debt and equity.

We use these tools to build the most effective development funding stack for the client. The exact makeup of the stack is bespoke to the developer and development.

Delivering relevant, concise and accurate advice on structured property finance has led  to J3 advisory becoming a property developers go-to when it comes to arranging funding.

Key Features of J3 Advisory’s Development Finance Solutions

  • Loans available for new build, conversion, or refurbishment developments from £1m to £100m, including mixed use and purpose-built student accommodation schemes
  • Lending up to c.75% of GDV
  • Lending up to c.95% of cost 
  • Bespoke terms
  • Flexible loan durations
  • Funding in as little as 4 weeks

Ground-up Development Funding: Case Study

J3 had a client looking for support to fund the acquisition and construction on a new build scheme. Historically, the client had used a mixture of high street and challenger banks.

On this scheme, the client was looking to minimise his equity input whilst maximising his percentage return on that equity.

J3 structured both the senior & junior debt, working with lenders who understand the high-end product, that our client brings to market.

  • Project Type: 10 new build homes
  • GDV: £8.7m
  • Acquisition and build costs: £6.3m
  • Gross Loan: £5.5m
  • Loan-to-GDV: 63%
  • Loan-to-Cost: 87%

J3 Structured Property Finance

Bridging Finance

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Development Finance

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Buy to Let Portfolio Lending

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Care & Nursing Home Finance

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