Structural Warranty Insurance

12 Year Social Housing Warranty

Warranties for affordable housing

J3 Advisory provides unconflicted and impartial advice to many social housing associations regarding structural warranty insurance.

For many years, housing associations have been wed to working with only two or three providers for their warranties. We have taken time to decipher the social housing landscape and then help educate those within it, on how-to better understand their options when it comes to arranging structural warranty cover.

Ensuring that social housing schemes are appropriately insured is of paramount importance and something that J3 are committed to delivering for their clients. Click here for more information on how we are helping Housing Associations and associated parties navigate the affordable housing warranty market

The benefits of our Social Housing Warranty include:

  • 10 or 12 years building warranty cover from practical completion
  • One to two year defects periods available
  • First party insurance
  • Recognised and accepted by banks and mortgage lenders

Social housing warranty FAQs

What is a social housing warranty?

A social housing warranty ( also known as a housing association warranty) is a first-party insurance designed to safeguard newly constructed or converted properties designated for social or affordable rent against hidden or underlying defects. Social Housing Warranties are used by registered landlords, housing authorities, builders and developers.

This type of warranty can also be extended to cover properties participating in shared ownership or equity schemes.

How long does a social housing warranty last?

The duration of a social housing warranty can vary depending on the provider and the specific policy; however, it usually ranges from 10 to 12 years.

What are the features of social housing warranties?

The key features include:

  • 10 or 12 year cover
  • One to two-year defects periods available
  • Competitive premiums
  • Regular technical audits
  • Recognised by UK Finance listed Mortgage Lenders
  • Fully assignable to all future owners
  • Additional cover available for loss of rent

How much does a social housing warranty cost?

The cost of a social housing warranty depends on factors such as the size of the project, location, and the level of cover required. It’s advisable to obtain quotes from different providers to compare prices. To get an indicative cost, use our warranty calculator .

Other Residential Building Warranty Solutions

New Build Warranty

Conversion Warranty

Latent Defects

Retrospective Warranty

Social Housing Warranty

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